Investment Funds work like a condominium, in which each one "owns" a part of the fund.
The profitability is the same for all investors and depends on the performance of the assets selected by the manager.
Who is the product for?
There are types of funds for different objectives and for all profiles, from the most conservative to the most aggressive.
How does it work?
Each fund has a regulation, which contains its operating rules and investment policy.
Before choosing a fund to invest in, it is fundamental to know its strategy and main risks.
What are the main types of funds?
The most common ones are Fixed Income, Multimarket and Equity. Within each of these classes there are several different strategies.
Who makes the product?
Three groups are involved in the day-to-day running of the product.
The manager defines the strategy and makes the investments, the administrator does the accounting and monitors compliance with the regulations, and the custodian safeguards the assets.
How much does it cost to invest?
The fund has its administration fee, which falls on the total amount invested, and may have a performance fee, which is a premium paid to the manager for performance above the reference index.
We do not charge additional fees for investing in funds and we always recommend the products with the most competitive fees in the market.
What is the risk?
There are two main types of risk: credit and market risk. The first, more present in Fixed Income funds, depends on the payment capacity of the selected companies.
The second, on the other hand, is related to asset price fluctuations, and is relevant for stock and multimarket funds.
Investing in investment funds helps you diversify your portfolio to achieve the best return!
