The personal loan is a great opportunity in many occasions, as it can be destined to the financing of vacations, purchase of home appliances, purchase of vehicles, home renovations, studies, among other expenses.
But before applying for a personal loan for any of these cases, it is very important for the applicant to pay attention to the interest rates and the payment period offered by the institutions.
| Positive Points | Negative Points |
|---|---|
| No application fee | It is necessary to present copies of bank statements for the last 3 months |
| You can prepay installments, with no extra fees | To apply, it is necessary to present the latest proof of income |
As it is easy to acquire and because it does not have many requirements, it can be requested by individuals, and a very practical way to apply for a personal loan is online, so the process is fast and it is a way to get money without having to go through banking bureaucracy.
The applicant can apply for a personal loan online at any time of the day without having to stand in line and without leaving home.
But the amount released in the personal loan will depend on the credit analysis performed by the financial institution, in the credit analysis, the consumer's profile is analyzed and the requirements necessary to make the loan contract.
Soon after the analysis the application will be approved and the money will be released into the applicant's account, which was informed at the beginning of the registration, and if the applicant prefers he can choose to have the installment payments debited directly from his bank account.
Then at the beginning of the application he chooses this option when filling out the financial form and also chooses the number of installments he wants to pay, with the opportunity to have a long time to make the payment.
After this decision the installments will be automatically debited from the applicant's bank account, so he doesn't have to worry about making the payment through a bank slip.
| Benefits | |
|---|---|
|
Security
|
Security system in place to prevent fraud |
|
No paperwork
|
No bureaucracy when applying for a loan |
|
No hidden fees
|
No hidden fees when applying for a loan |
|
Online Application
|
Fully online loan application process |
In this article you will learn more about St. Columba's Personal Loan, which is one of the most requested in the country, because it offers the best advantages in this segment and has a high rate of approved applications.
Mission
The St. Columba's Personal Loan is among the most acquired in the country for offering agility, transparency and innovative solutions to its applicants. To learn more information and make your request, click on the button below.
I Want My LoanReimbursement Flexibility
St. Columba's Personal Loan is one of the most acquired in the country, for having payment terms that suit the applicant's budget, the installments can be paid weekly, fortnightly or monthly.
Facility
The St. Columba's Personal Loan is one of the most requested for having one of the fastest responses in this segment, for it will not be necessary to go through long procedures or fill out many forms. Click on the button below to make your request.
I Want My Loan
