Low Rate Gold Credit Card

1 min of reading

By Ayelén Gómez

The card comes with free travel insurance and no foreign exchange margin, traveling has never been more attractive! Just remember to activate your insurance via NetBank before you leave Australian shores or you will only be covered by the basic level insurance, which only includes coverage for medical and hospital emergencies.

Positive points Negative points
$300 cash back Cash advance fee pa
This card charges $0 annual fee the first year Balance transfer fee 5.99 % pa

By activating insurance, you will have more comprehensive coverage, including coverage for your spouse and dependents traveling with you. Be sure to read the PDS as there are some usual exclusions and limits of coverage.

The card has a block, lock, and limit feature that offers greater security and flexibility. You can block purchases in physical and/or online stores abroad and ATM withdrawals. The limit feature allows you to limit the amount of a single transaction purchase to avoid overspending.

Benefits
Interest
Interest-free days
Additional Cards
You can request 1 card for a partner or family member for $0
Advances
Cash advances
Insurance
International travel insurance included

Free Travel Insurance

The Low Fee Gold card comes with extended warranty insurance, where you will get an extra year on top of the Australian manufacturer's warranty and purchase security insurance, which means that if an item is damaged, lost or stolen within 90 days of purchase, CommBank will repair or replace it. Click the button below and apply for your card.

I Want My Card

New Cardholder

The $300 cash back offer is only available to new CommBank Low Fee Gold cardholders. This means you will not be eligible if you own, or have owned, any CommBank Low Fee or CommBank Low Rate card in the 12 months prior to request.

Cash Advances

If you use your card for cash advances, such as ATM withdrawals, money transfers, or gambling transactions, you will be charged a cash advance interest rate of 21.24% per year and a cash advance fee of $3 or 3% of the transaction amount, whichever is greater. Click the button below to apply for your card.

I Want My Card

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