In the digital era in which we live, there is a wide variety of smartphone applications that can help us manage our personal finances. From creating budgets, tracking expenses, to controlling investments, these mobile tools allow users to take complete control of their finances, anytime, anywhere. In this article, we present a selection of the best apps available on the market to help you control your personal finances from your mobile.
Mint
Mint is one of the most popular apps for managing your personal finances. It allows you to create a budget, track your expenses and receipts, and will alert you if you are close to exceeding your budget. They also offer useful tips and tricks to help you save money.
Mint automatically synchronizes with your bank accounts and credit cards, so you always have a clear view of your financial situation. Plus, it uses industry-leading security technology to protect your personal and financial information. The app is free and available for both iOS and Android.
Personal Capital
Personal Capital is a personal finance app that allows you to manage your investments and track your expenses in one place. With this app, you can aggregate all your bank accounts, credit cards and investments to see all your wealth in one place.
You can also set savings goals and track your progress towards achieving them. The app shows you your cash flow, your net worth and sends you alerts when there are unexpected charges or when important transactions are made in your accounts.
Another interesting feature is its retirement calculator, which lets you see how much you need to save to retire comfortably and whether you're on track. Personal Capital is a free app, but also offers a premium version for $399 a year for those who want personalized financial advice and more financial planning tools.
PocketGuard
PocketGuard is an app that lets you track your spending and budget in real time. It shows you how you are spending your money and helps you make smart financial decisions. It also has an automatic savings feature that helps you save money without even thinking about it. PocketGuard syncs with your bank accounts and credit cards so you can see everything in one place. Plus, it uses bank-grade security, so your data is always protected.
You Need a Budget (YNAB)
You Need a Budget is a personal finance management app that lets you create personalized budgets and track your spending. The app is based on four fundamental rules to help you take control of your finances:
- Give every peso a job
- Save for unforeseen expenses
- Define priorities and cut what doesn't matter.
- Agree on an amount for each category and stick to it.
The app allows you to synchronize your bank accounts and credit cards, as well as set financial goals and track your progress. In addition, YNAB offers online courses and educational resources to help you improve your financial skills.
Clarity Money
Clarity Money is an app that helps you take control of your personal finances by managing your spending and savings. The app allows you to create a personalized budget and set financial goals. In addition, Clarity Money also provides you with information about your recurring bills and helps you cancel unnecessary subscriptions. The app also provides an overview of your bank accounts and credit cards so you can easily see your financial situation in real time.
Monefy
Monefy is a personal finance application that allows you to keep track of your income and expenses in a simple and visual way. With its intuitive interface, you will be able to record your transactions in seconds and see what you are spending your money on clear and detailed graphs.
In addition, Monefy allows you to synchronize your data automatically between devices, so you can access it from anywhere. You can also add custom categories and set reminders for pending payments. The app is free, although it also has a premium version with additional features such as integration with Google Drive or Dropbox.
Wally
Wally is an easy-to-use personal finance app that allows you to track your daily expenses and monitor your budget. You can check your credit and debit cards to get a complete picture of your finances. The app also allows you to set financial goals and track your progress towards them. In addition, you can receive notifications to remind you when to pay bills and avoid late fees. Wally is free and available for iOS and Android.
Goodbudget
Goodbudget is a budget tracking app based on the envelope philosophy. With it, you can create different categories and assign them a budget for the month. The app allows you to enter your expenses as you make them and shows you how much money you have left available in each category. In addition, you can sync the app with other devices so that all your information is updated in real time. Goodbudget is free, but if you want to use some additional features, you can opt for the paid version.
Money Lover
Money Lover is a very complete application that will help you control your personal finances in a simple way. From the app you will be able to add your income and expenses, create budgets and set reminders for pending payments. It also offers the possibility of linking your bank accounts to have a complete and updated view of your financial situation.
Another of Money Lover's advantages is its intuitive and easy-to-use interface, with graphs and statistics that will allow you to visualize your spending habits and make more informed decisions based on them. It also has a Premium version that includes additional features such as the ability to create long-term financial plans or synchronize information between multiple devices.
Spendee
Spendee is a very complete application to control your personal finances. It allows you to create budgets and categorize your expenses easily and quickly. It offers an intuitive and attractive interface, as well as synchronization with your bank accounts, to have a detailed record of your income and expenses. It also allows you to share and split expenses with friends or family.
