Keeping proper control of our personal finances can be a challenge, especially if we do not have the right tools. That is why today there are several mobile applications that allow us to keep detailed track of our income, expenses and savings.
In this article we present the best apps to control your personal finances, which will help you manage your budget effectively and achieve your financial goals.
Mint
Mint is a popular application for expense tracking and financial management. You can connect your bank accounts, credit cards, investments and loans to get a complete view of your financial situation. Mint lets you set budgets and savings goals, and sends you alerts when you're approaching your limits or when there are unexpected charges. It also offers personalized tips to improve your credit score and save more money.
You Need a Budget (YNAB)
You Need a Budget (YNAB) is a budgeting app that helps users control their spending and save money. The app focuses on allocating every dollar earned for a specific purpose, which means users have greater control over their money and can avoid unnecessary spending.
YNAB also offers tools for long-term financial planning, such as creating savings goals and projecting future expenses. Although YNAB is a paid application, many users have found that the cost quickly pays for itself through better control over their personal finances.
Personal Capital
Personal Capital is an app that helps you manage your personal finances easily and simply. You can keep track of your expenses, investments and savings on a single platform.
The application allows you to connect with all your bank accounts, credit cards and investments so you can see your financial situation in real time. In addition, it provides you with valuable information about your investment portfolio and helps you plan to achieve your financial goals.
Personal Capital also offers personalized financial advice and tax planning tools. It is an excellent choice for those looking to take control of their personal finances effectively and efficiently.
Acorns
Acorns is an excellent option for those who want to invest their money in an automated way with little effort. The app rounds up all your purchases and uses the change to invest in diversified mutual funds. It also allows you to set financial goals and helps you reach them through a smart investment strategy. In addition, the app offers a retirement account and tools to grow your savings.
Goodbudget
Goodbudget is an application that allows you to keep track of your income and expenses in an easy and organized way. You will be able to create different categories for your expenses and set monthly spending limits in each of them. In addition, Goodbudget allows you to synchronize your account with your partner's or family's, to keep a joint control of your household finances. The free version will allow you to have up to 20 categories and a shared account, while the premium version will give you access to more categories and shared accounts, among other advanced features.
Wally
Wally is an easy-to-use personal finance app that helps you track your expenses and budget. You can enter your income, expenses and goals to see a detailed summary of your finances. You can also take photos of your receipts and the app will automatically scan them to add to your record.
Wally also allows you to set up alerts to remind you when to pay your bills and monitor your recurring expenses. Plus, you can sync the app with your bank account to get a complete view of your finances.
Whether you're looking to save money, pay off debt, or just have more control over your finances, Wally is an excellent choice to help you meet your goals.
Expensify
Expensify is an expense tracking app that allows users to take pictures of their receipts and automatically add them to their account. It also offers the option to import bank and credit card transactions for a comprehensive view of expenses. The application can be integrated with other accounting tools and export expense reports. In addition, it has a free version and a premium version with additional features.
BudgetBakers
BudgetBakers is a completely free finance app that helps you keep track of your expenses and income. In addition, you can set budgets for each expense category and receive notifications when you get close to the limit.
The app also allows you to sync your financial information with other devices and export it in different formats. It also has a premium version that offers additional features, such as the ability to add bank accounts and credit cards for more detailed tracking. With an easy-to-use and customizable interface, BudgetBakers is an excellent choice for those who want to keep detailed control of their personal finances.
Buxfer
With Buxfer you can keep track of your personal finances and share expenses with your friends and family. This application allows you to create budgets, track your income and expenses, and categorize your transactions to get a clear view of your financial habits. Plus, Buxfer lets you sync all your bank accounts in one place so you can see all your money in one view.
Monefy
Monefy is an application to keep track of your personal finances in a simple and efficient way. With Monefy you can keep a detailed record of your income and expenses in different categories, such as food, transportation, leisure, among others.
The app allows you to add new transactions in seconds and visualize your statistics in a clear and concise way. It also has the option of synchronizing with your bank account to obtain more accurate information about your movements.
With Monefy you can set financial goals and receive notifications when you get close to them. You can also set up a monthly budget for each category and adjust your expenses accordingly. In summary, Monefy is an intuitive and easy-to-use app that will help you control your personal finances effectively.
