For 2023, there are a wide variety of credit cards available on the market, each with different benefits and features that meet customers' needs and preferences.
Our authors have made a list of the best credit cards available on the market. Make a conscious choice of your card with our information.
The Mastercard BMO Air Miles World Elite Credit Card features higher reward rates than most other Air Miles cards on the market, and offers a variety of perks and benefits.
| Benefits | |
|---|---|
|
Save
|
Save 25% on airline miles used to book a flight |
|
Protect
|
Integrated protection against identity theft and fraud |
|
Insurance
|
Travel insurance |
|
Service
|
15 days emergency medical assistance |
The Visa Infinite CIBC Dividend Credit Card rewards you on your everyday purchases with generous cash back, plus it offers a full suite of travel benefits. It is easy to apply, with no paperwork.
| Benefits | |
|---|---|
|
Save
|
Save up to 10 cents per liter at gas station |
|
Coverage
|
Integrated travel insurance coverage for emergency medical care |
|
Financing
|
Low-interest financing |
|
Potential
|
High earning potential |
The American Express Velocity Platinum Credit Card is packed with benefits for an annual fee of $375. With this card, you can get a bonus when you apply online and spend $3,000 in the first 3 months after card approval.
| Benefits | |
|---|---|
|
Earn
|
Unlimited Earnings |
|
Lounge
|
Airport lounge access |
|
Increase
|
Increase your points |
|
Program
|
Rewards Program |
One of the great things about credit cards these days is their rewards, and Security Bank offers the Mastercard Platinum, which gives you a sense of exclusivity. Having a card like this can be exciting.
| Benefits | |
|---|---|
|
Protection
|
Free online purchase protection up to $200 |
|
Access
|
Access to 1,000 airport lounges worldwide |
|
Fees
|
No annual fees for the first year |
|
New feature
|
New feature: SimplyPay |
The Brim World Elite Mastercard Credit Card is a competitive option that offers special rewards for travelers. It provides a range of advantages and benefits, is easy to access, and requires no paperwork to apply for.
| Benefits | |
|---|---|
|
Fees
|
No exchange fees |
|
Insurance
|
Includes collision/loss of rental car insurance |
|
Device
|
Mobile Device Insurance |
|
Exchange
|
No exchange fees |
There are many motivations for purchasing and using the Rogers World Elite Mastercard Credit Card, especially to make purchases hassle-free, get cash back rewards, or enjoy travel-related perks.
| Benefits | |
|---|---|
|
Money back
|
Cash Rewards |
|
Insurance
|
Trip Interruption & Cancellation Insurance |
|
Coverage
|
Rental car damage and theft coverage |
|
Protection
|
Purchase Protection |
Do you shop online frequently and are looking for ways to get refunds for your purchases? Worry no more! You might want to take a look at the UnionBank Gold Mastercard, which allows you to earn unlimited cashback.
| Benefits | |
|---|---|
|
Plans
|
Enjoy installment plans with 0% interest |
|
Flag
|
Card brand is mastercard |
|
Attendance
|
24-hour customer service |
|
Benefits
|
Advantageous benefits |
Bankwest More World Mastercard holders can enjoy a 0% annual fee on balance transfers for six months, as well as no transaction fees on online and overseas purchases.
| Benefits | |
|---|---|
|
Cards
|
Travel Gift Cards |
|
Redeeming
|
Redeeming Points |
|
Cards
|
Additional Cards at No Cost |
|
Transaction
|
No foreign transaction fees |
The British Airways Visa Signature Credit Card can be an excellent option for those who can maximize the British Airways partner mileage redemption award chart.
| Benefits | |
|---|---|
|
Transaction
|
$0 foreign transaction fee |
|
Ticket
|
Travel Together ticket |
|
Credit
|
Award Flight Statement Credit |
|
Fees
|
Use Avios to pay fees |
If you love shopping online and upgrading your experiences, don't run out of money, with your Metrobank ON Virtual card you can shop online anytime, anywhere.
| Benefits | |
|---|---|
|
Limit
|
Flexible credit limit by requesting a credit limit transfer |
|
Password
|
With a secure one-time password for online shopping |
|
Statement
|
Paperless account statement |
|
Transactions
|
Experience easy and secure online transactions |
First Bank offers the Visa Platinum Credit Card, one of the few options that does not charge interest rates on purchases and balance transfers. In addition, it offers several other advantages and is easy to apply for.
| Benefits | |
|---|---|
|
Advances
|
Cash Advances |
|
Cards
|
Additional Cardholders |
|
Interest
|
Interest-free days |
|
Insurance
|
Complimentary travel insurance |
The Qantas Rewards Signature Credit Card, NAB's most profitable, provides its holders with much more than an excellent accumulation rate in the Qantas Rewards program, but also offers a variety of other benefits.
| Benefits | |
|---|---|
|
Protection
|
Purchase Protection Insurance Coverage |
|
Concierge
|
Personal Concierge Service |
|
Cards
|
Gift Cards |
|
Interest-Free
|
Up to 44 days interest-free on purchases |
The Westpac Altitude Black Velocity Credit Card allows you to accumulate up to 120,000 Velocity Points, plus free annual bonuses and coupons. No wonder this card has been the most requested in the country.
| Benefits | |
|---|---|
|
Advances
|
Cash advances |
|
Interest
|
Interest-free days |
|
Limited
|
Points not limited |
|
Covers
|
Free Insurance Coverage |
The Low Rate Gold Card is an affordable, travel-friendly option for those looking for a Gold card with lower fees. It can be used anywhere in the world where Mastercard is accepted.
| Benefits | |
|---|---|
|
Interest
|
Interest-free days |
|
Additional Cards
|
You can request 1 card for a partner or family member for $0 |
|
Advances
|
Cash advances |
|
Insurance
|
International travel insurance included |
Enjoy 30,000 bonus Qantas Points on a new Qantas American Express Premium Credit Card when you apply online and spend $3,000 in the first 3 months after approval.
| Benefits | |
|---|---|
|
Luggage
|
Coverage for personal luggage, valuables, money and travel documents |
|
Expenses
|
Coverage for emergency medical expenses |
|
Accidents
|
Personal Accident Coverage |
|
Inconvenience
|
Travel Inconvenience Coverage |
With the Aer Lingus Visa Signature Credit Card, you can receive a welcome bonus of 100,000 Avios, for spending $5,000 on purchases within three months of opening the account.
| Benefits | |
|---|---|
|
Reward
|
Points reward rate |
|
Bonus
|
Welcome bonus |
|
No fees
|
No foreign transaction fees |
|
Pass
|
Annual Companion Pass |
The main reason for applying for this credit card is to upgrade your online shopping experience, bringing you better security and more benefits.
| Benefits | |
|---|---|
|
Promotion
|
Shopping promotions |
|
Savings
|
You save on interest |
|
Discount
|
6% discount on your first purchase of fuel |
|
Discount
|
Discount of 3% on subsequent purchases of fuel |
Looking for a premium card with an amazing balance transfer offer? The NAB Low Fee Platinum Credit Card may well be for you.
| Benefits | |
|---|---|
|
Guarantee
|
Extended warranty insurance |
|
Protection
|
Purchase protection insurance |
|
Hotel Theft Home
|
Domestic hotel theft insurance |
|
NAB Defense
|
Fraud Protection |
The World of Hyatt Credit Card offers several benefits for travelers staying at Hyatt hotels. Upon credit card approval, cardholders will automatically be upgraded to Hyatt's lower level Discoverist status.
| Benefits | |
|---|---|
|
Purchase
|
Purchase Protections |
|
Baggage
|
Lost and Damaged Baggage Protections |
|
Cancellation
|
Trip Cancellation Coverage |
|
Transaction
|
No foreign transaction fees |
US Bank defines eligible travel expenses as airlines, hotels, car rentals, cabs, limousines, passenger trains and cruise lines.
| Benefits | |
|---|---|
|
Transaction
|
0% foreign transaction fees |
|
Travel
|
Up to $325 in annual travel credit |
|
Earnings
|
No limits on points earned |
|
Flag
|
Visa Card |
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